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Auto insurance policy discount for safety features

• Airbags- Having airbags in your car lowers your risk of serious injuries. Car insurance companies give discounts for driver & passenger airbags and for side airbags.
  
  
• Anti-lock brakes- helps drivers keep in control of the car in an emergency situation. Most car insurance companies give discounts for cars equipped with anti-lock brakes.
  
  
• Anti-theft devices - Car insurance companies give a discount on your comprehensive coverage if your car is equipped with a car alarm or a locator device.
  
  
• Driver training or defensive driving course discount - Car insurance companies give a discount if you have taken a certified driver training course or a defensive driving course. Check with your car insurance company to see if your course qualifies.
  
  
• Good driver discount - If you have been ticket-free and accident-free for the past 3 years, you could qualify for the good driver discount.
  
  
• Good student discount - Students with a "B" grade average or better are rewarded with a discount on their auto insurance rates. Insurers deem good students as more responsible drivers. You will be required to provide proof with a report card or transcript.
  
  
• Senior discount - Car insurance companies usually give discounts to seniors citizens over 65 years of age.
  
  
• Multiple car coverage discount - If you are insuring two or more cars under the same auto insurance policy, you can receive as much as 10% savings on your auto insurance rates.
  
  
• Low mileage discounts - You can receive a car insurance discount if your car is driven for the occasional outing and you put on less than a certain number of miles.