Factors Determining Auto Insurance Rates

There are many factors which affect auto insurance rates. Various non-controllable as well as controllable conditions like age, sex, marital status etc. are taken into consideration while calculating the premium of the policy. A study shows that married and middle-aged people driving station wagons are less likely to run into accidents than teenagers with flashy vehicles. According to a survey, youngsters and elderly persons are more accident-prone as compared to middle-aged people. It is also found that women drive more safely as compared to men.

Factors affecting auto insurance quote rates